Cargill Credit Analyst in Nanjing (Nanking), China
Cargill provides food, agriculture, financial and industrial products and services to the world. Together with farmers, customers, governments and communities, we help people thrive by applying our insights and over 150 years of experience. We have 150,000 employees in 70 countries who are committed to feeding the world in a responsible way, reducing environmental impact and improving the communities where we live and work.
Position Purpose & Summary
Credit risk management is key segment of overall financial risk management. This position is responsible for supporting China credit manager and Senior credit analyst to analyze and monitor the credit risk for the sub region China. This position should ensure China credit policy and procedure comply with Cargill global credit policy. This position should be partners with commercial and business teams to deliver credit controls, data, and reports timely and accurately.
This position will be responsible for evaluating and monitoring counterparty risk and providing decision support specific to the credit limits, acceptable levels of risk and terms of payment to counterparties.
This position need to work closing with related team, such as CBS, Commercial, Legal, CE, Supply Chain, Trading Team and so on, to have acknowledge of business back ground and counterparties’ business situations, etc.
This position will also be responsible for providing reliable credit reporting to exposure credit risk and potential risk to business team in time.
70% Counter-party risk assessment, control and reporting
To effectively identify and communicate counter-party risk through analysis, and give visibility and risk mitigation proposal for stakeholders.
Make sure credit controls are in place.
Work closely with credit manager and ensure all credit activities including counter-party risk assessment, reporting, credit approval metrics are executed effectively and efficiently with appropriate controls and end to end view
Work in close partnership with internal and external auditors.
Work with credit manager in standardizing credit management reporting to increase effectiveness and efficiency.
Holds self for delivering results, and driving the continuous improvement of credit control activities; collaborating across business group, functions, and enterprises.
Aligns with internal control systems that provide effective and efficient operations; reliable credit reporting; and compliance with Cargill global credit policies.
Partners with other credit analyst to ensure alignment of processes and strategies.
Partner cross-business group to leverage and share best practices and comply with Cargill governance.
Develop value-added credit service to business partners.
15%Change Leadership through Process Optimization and Technology Driven Decision Making
Collaborate with other FRM team members across the country.
implement process simplification, standardization and improvement while proactively pursuing shared service and cross enterprise optimization.
Skilled at leveraging financial and business systems, such as WLA, to monitor credit control activities and aid in decision making. Maintains working knowledge of systems and applications.
15% Responsibility, teamwork and constant learning:
Work inputs, innovative and challenges.
Be good at communicative and having the consciousness of innovation and team cooperation.
Details oriented, great sense of responsibility, self-motivated and continuous learning to meet individual development goals.
Education, Experience, Skills
Minimum Required Qualifications
Strong sense of controls
Strong analytical capability
Bachelors or equivalent Degree in Finance or Economics.
Minimum 3 years of credit analysis experience, preferably with MNC company or banks.
Demonstrated change agility and ability to navigate him/her through ambiguity and uncertainty.
Excellent communication skills, both written and verbal, ability to communicate, influence and build trust across multiple stakeholder groups(like commercial, trader, FRC and brokers)
Proven strong problem solving and analytical skills
Ability to partner and engage with centers of expertise
Demonstrated ability to understand and use technology to improve process and control
Demonstrated flexibility and ability to deal with ambiguity
Preferred Required Qualifications
Understanding and experience working with JDE/TIC/CTS/WLA/SAP (preferred)
Experience with multiple businesses and/or international business experience
Demonstrated ability of continuous improvement, process optimization, and intellectual curiosity
Understanding of Cargill structure, credit policy and reporting requirement.
Primary Location China-Shanghai
Other Locations China-32-Nanjing (Nanking)
Job Type Standard
Shift Day Job
Req ID: SHA00864