Cargill Credit Manager Greater China in Shanghai, China
Credit Manager Greater China
Cargill provides food, agriculture, financial and industrial products and services to the world. Together with farmers, customers, governments and communities, we help people thrive by applying our insights and over 150 years of experience. We have 150,000 employees in 70 countries who are committed to feeding the world in a responsible way, reducing environmental impact and improving the communities where we live and work.
Position Purpose & Summary
Credit risk management is key segment of overall financial risk management. This position is responsible for the leadership of the credit risk management team for the sub region China, TW, HK. This includes developing and deploying the plan to create processes to manage credit controls, reporting, and providing decision support specific to the counter-party risk processes. This position leads the team who partners with commercial and business teams to deliver credit controls, data, and reports timely and accurately.
This position will be responsible for overseeing credit control across China business groups, develop and optimize credit policy, procedure and process to find effectiveness and efficiency opportunities, deployment, technologizing and stabilization of system implementation, collaboration with teams spanning across product lines cross China business groups.
This position will be involved in the transformation, leadership, and performance of key credit risk management activities for China. One of the key priorities is to drive standardization and simplification of processes and policy across China business group.
This position need to work closing with CBS and commercial team to ensure credit controls are in place across China business group.
This position will be keeping connection with customers in order to understand the market and customer needs.
This position will also be responsible for providing reliable credit reporting for China businesses, ensure China credit policy and procedure comply with Cargill global credit policy. Periodically review credit exposure with business group management team. Act as business partner with business. Develop value added financial service to stakeholders.
50% Counter-party risk assessment, control and reporting
Leads the team to effectively identify and communicate counter-party risk through analysis, and give visibility and risk mitigation proposal for stakeholders.
Make sure credit controls are in place.
Work closely with global process owners and ensure all credit activities including counter-party risk assessment, reporting, credit approval metrics are executed effectively and efficiently with appropriate controls and end to end view
Periodically credit exposure review with key business partner - sales team, commercial team ,trading team and business group management team.
Work in close partnership with FRC, internal and external auditors.
Work closely with CBS Finance and global process owners to build capabilities for executing credit risk management processes at appropriate place which allows Cargill leveraging its size and improve the effectiveness and efficiency of finance organization.
Work with MIDS tower leads in standardizing credit management reporting to increase effectiveness and efficiency.
Holds self and team accountable for delivering results, and driving the continuous improvement of credit control activities; collaborating across business group, functions, and enterprises.
Aligns with internal control systems that provide effective and efficient operations; reliable credit reporting; and compliance with Cargill global credit policies.
Partners with other accounting and finance leads to ensure alignment of processes and strategies.
Partner cross-business group to leverage and share best practices and comply with Cargill governance.
Develop value-added credit service to business partners.
10% Policy, procedure and approval metrics maintenance
Set up country credit policy, procedure and credit approval metrics across business as appendix of Cargill global credit policy.
Ensure country credit policy, procedure and credit approval metrics are reviewed periodically.
Provide policy and procedure training to stakeholders.
25%Change Leadership through Process Optimization and Technology Driven Decision Making
Create an approach which aligns with the strategy of the Country(s) and finance job family.
Collaborate with other financial risk managers across the country, region and globally.
Lead team through change by identifying and implementing process simplification, standardization and improvement while proactively pursuing shared service and cross enterprise optimization.
Provides thought leadership on technology needs and strategy. Skilled at leveraging financial and business systems to monitor credit control activities and aid in decision making. Maintains working knowledge of systems and applications.
15% Choose and Develop Talent
Identify, develop and coach direct reports to ensure we have high performing teams.
Develop sustainable training program for execution of various financial accounting and control processes and ensure team is well trained.
Empower team to initiate change and drive results.
Create a culture of intellectual curiosity and continuous learning to meet individual development goals.
Education, Experience, Skills
Minimum Required Qualifications
Strong sense of controls
Strong analytical capability
Bachelors or equivalent Degree in Finance or Economics.
Minimum 10 years of credit analysis experience, preferably with MNC company or banks.
Demonstrated change agility and ability to navigate him/her and team through ambiguity and uncertainty.
Highly effective people leadership skills which motivates for high performance
Demonstrated ability to influence at all levels of the organization
Excellent communication skills, both written and verbal, ability to communicate, influence and build trust across multiple stakeholder groups(like commercial, trader, FRC and brokers)
Proven leader with strong problem solving and analytical skills
Ability to partner and engage with centers of expertise
Demonstrated ability to understand and use technology to improve process and control
Demonstrated flexibility and ability to deal with ambiguity
Preferred Required Qualifications
Understanding and experience working with JDE, TIC/CTS/SAP (preferred)
Experience with multiple businesses and/or international business experience
Demonstrated ability to create a team culture of continuous improvement, process optimization, and intellectual curiosity
Strong understanding of Cargill structure, credit policy and reporting requirement.
Primary Location China-Shanghai
Job Type Standard
Shift Day Job
Req ID: SHA00859